The Social Security System (SSS) in the Philippines has released updated contribution rates for 2025. These changes affect both employees and employers, ensuring continued financial security for SSS members. Here’s everything you need to know about the SSS Contribution Table 2025, including how to check and pay your contributions.
SSS Contribution Table 2025: Key Updates
The SSS contribution is a mandatory payment made by employees and employers to secure benefits like retirement, disability, and other social security protections. As of 2025, the contribution rate has been set at 14% of an employee’s monthly salary, distributed as follows:
| Contributor | Contribution Rate |
|---|---|
| Employers | 9.5% |
| Employees | 4.5% |
- Applicable Salary Range: ₱4,000 – ₱30,000 per month
- Purpose: Ensures eligibility for benefits such as sickness, maternity, retirement, and disability assistance
How to Check Your SSS Contribution
Checking your SSS contribution is easy and can be done online or via SMS.
Online Method
Follow these steps to check your contributions through the official SSS website:
- Visit the official SSS portal and log in using your User ID and Password.
- Navigate to the ‘Contribution’ tab on the homepage.
- Select the SSS Contribution Inquiry page to view:
- Total contributions made
- Contributions under WISP Plus, Flexi Fund, and voluntary/self-employed contributions
SMS Method
If you prefer checking your contributions via text, follow these steps:
- Send a message to 2600 using the following format:
SSS <SSS Number> <PIN> - You will receive a message containing details of your latest contribution.
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How to Pay Your SSS Contributions in 2025?
Paying your SSS contributions can be done online or through various payment partners.
Online Payment (via GCash or Mobile Apps)
- Log in to your SSS account on the official portal.
- Generate a Payment Reference Number (PRN).
- Open GCash or any preferred mobile payment app.
- Select:
- ‘Pay Bills’
- ‘Government’
- ‘SSS Contribution’
- Enter the required details and follow the on-screen instructions to complete the payment.
Bank and Over-the-Counter Payments
SSS contributions can also be paid through the following partner banks:
- Asia United Bank
- Philippine Business Bank
- Bank One Savings Bank
- First Isabela Cooperative Bank
- Bank of Commerce
Alternatively, you may visit your nearest SSS branch to make a payment.
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SSS Contribution Latest Updates for 2025
PhilHealth Contribution Adjustment
- PhilHealth contributions have increased from 4% to 5% this year.
Multiple Employment and SSS Contributions
- It is illegal for individuals to be employed by more than one company simultaneously.
- Employees working for multiple companies must ensure that their SSS contributions are correctly reported.
- Failing to report multiple contributions may result in penalties and legal consequences.
Frequently Asked Questions (FAQs)
1. What happens if I miss an SSS contribution payment?
If you miss an SSS contribution payment, you may face penalties or a lapse in your benefits. It’s advisable to catch up on missed payments as soon as possible to maintain eligibility for benefits.
2. Can voluntary members pay contributions in advance?
Yes, voluntary members can pay their contributions in advance. This helps ensure continuous coverage and avoids any inconvenience due to missed payments.
3. How can I update my SSS membership details?
You can update your membership details by visiting an SSS branch or using the SSS online portal. Documents such as a valid ID and proof of changes (e.g., a marriage certificate for a name change) may be required.
4. Is there a deadline for SSS contribution payments?
Yes, contribution deadlines vary based on your payment schedule and membership type. Employers and self-employed individuals should check the official SSS schedule to avoid penalties.
5. Can I withdraw my SSS contributions if I stop working?
No, SSS contributions cannot be withdrawn as cash. However, they remain in your account and will be used to calculate your future benefits, such as retirement or disability claims.
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