As February 2025 approaches, many Canadians eagerly await their GST/HST refund to help ease financial burdens. This tax-free quarterly payment is designed to assist low- and middle-income households in managing rising costs. But when will you receive your payment, how much can you expect, and what steps should you take to ensure a smooth refund process? Let’s dive into all the important details.
What Is the GST/HST Refund and Who Can Benefit?
The GST/HST refund, also called the GST/HST credit, is a quarterly tax-free payment issued to eligible Canadians. It is designed to offset the impact of GST/HST charges, making essential goods and services more affordable.
- Who can benefit? Low- and middle-income individuals and families.
- How often is it paid? Every three months (quarterly).
- Purpose? To reduce financial strain caused by sales tax expenses.
When Will the GST/HST Refund Be Paid in February 2025?
The February 2025 GST/HST refund payment is scheduled for February 5, 2025.
| Payment Method | Expected Delivery Time |
|---|---|
| Direct Deposit | Credited to bank accounts on February 5, 2025. |
| Mailed Cheque | May take several additional days to arrive. |
If you haven’t received your payment by mid-February, check your CRA My Account or contact the Canada Revenue Agency (CRA) for assistance.
Who Is Eligible for the GST/HST Refund in 2025?
To qualify for the GST/HST refund, individuals must meet the following conditions:
Do You Need to Be a Canadian Resident?
Yes! You must be a Canadian resident for income tax purposes during the payment period.
What Are the Income Limits for GST/HST Refund?
Your family net income determines eligibility. If your adjusted family net income exceeds the threshold, your payment amount may be reduced or eliminated.
Is It Necessary to File Taxes to Receive the GST/HST Refund?
Absolutely! The CRA determines eligibility based on your latest income tax return. To qualify for the February 2025 GST/HST refund, you must have filed your 2024 income tax return.
Can Families With Children Receive Additional Benefits?
Yes! Families with children under 19 years old may qualify for extra payments through the GST/HST Child Credit.
How Much GST/HST Refund Can You Receive?
The refund amount varies based on income, family size, and marital status. For 2025, eligible recipients can receive:
| Household Type | Maximum Annual GST/HST Credit | Quarterly Payment (February 2025 installment) |
|---|---|---|
| Single Individual | Up to $496 per year | Around $124 per quarter |
| Married/Common-Law Couple | Up to $650 per year | Around $162.50 per quarter |
| Per Child (under 19 years old) | Up to $171 per child per year | Around $42.75 per quarter per child |
Your exact refund amount will depend on your family income and household size.
How Can You Check Your GST/HST Refund Payment?
To ensure you receive your refund on time, verify your payment status through the following methods:
How to Check GST/HST Refund Online?
- Log in to CRA My Account on the Canada Revenue Agency (CRA) website.
- Navigate to the Benefits & Credits section.
- Confirm payment status, amount, and deposit details.
Can You Check Your GST/HST Refund via Phone?
Yes! You can call the CRA’s automated helpline to verify your payment details.
- Toll-Free Number: 1-800-959-1953
- Available 24/7 for status inquiries.
What If Your GST/HST Refund Is Delayed?
- Wait at least 10 business days before reporting a missing direct deposit.
- If your mailed cheque hasn’t arrived by late February, contact CRA for a replacement.
READ MORE: Capitec Bank Jobs 2025 – Apply for High-Paying Careers in South Africa
What Should You Do to Avoid Payment Delays?
To prevent disruptions in receiving your GST/HST refund, follow these key tips:
- File your taxes on time – No tax return = No refund!
- Ensure your banking details are up to date – Incorrect account information can lead to deposit failures.
- Keep your mailing address updated – If receiving a cheque, ensure the CRA has your current address.
- Check your CRA My Account regularly – Stay informed about payment dates and eligibility.
FAQs
When is the next GST/HST refund after February 2025?
The next quarterly GST/HST refund will be issued in May 2025.
Can non-residents of Canada receive the GST/HST refund?
No. Only Canadian residents for tax purposes qualify for the refund.
What happens if I forget to file my tax return?
If you fail to file your 2024 tax return, you won’t receive the February 2025 payment. Late filings may delay your refund.
How can I change my direct deposit details for the GST/HST refund?
Log into CRA My Account or call the CRA helpline to update your banking information.
Do I need to apply for the GST/HST refund every year?
No. The CRA automatically assesses eligibility each year based on your tax return.
Can I receive the GST/HST refund if I have other government benefits?
Yes! You can still receive GST/HST refunds alongside other benefits like the Canada Child Benefit (CCB).
What should I do if my GST/HST refund amount is lower than expected?
Your payment amount may be affected by income changes. Check your CRA My Account or contact CRA for clarification.
Can I receive my GST/HST refund early?
No. Refunds are issued only on the scheduled payment dates, including February 5, 2025.
Click here to know more.
A passionate content writer specializing in creating engaging, SEO-optimized content. With expertise in blogs, web copy, and storytelling, I craft words that connect with audiences and deliver results.