The UK Government introduced the Extra Cost of Living Payment to support low-income households struggling with rising expenses. This financial aid was designed to help with essential costs such as food, energy bills, and daily necessities.
For 2025, the Department for Work and Pensions (DWP) has completed all scheduled cost-of-living payments, and there are no new payments planned. However, if you haven’t received your payment or believe you were eligible, this article explains what you can do.
Extra Cost of Living Payment 2025 – Key Details
The UK Government implemented this program to provide temporary relief during the cost-of-living crisis. The payments were made in installments between 2023 and early 2025.
| Aspect | Details |
|---|---|
| Payment Type | One-time financial aid |
| Payment Dates | 6 February – 22 February 2025 |
| Eligible Households | Low and moderate-income families receiving means-tested benefits |
| DWP Status | All payments have been completed |
| Future Plans | No additional payments are scheduled for 2025 |
📌 If the UK Government introduces a new round of cost-of-living payments, eligible recipients will be notified automatically.
Who Received the Extra Cost of Living Payment?
When the payments were issued, they were automatically sent to individuals receiving specific means-tested benefits, including:
✔️ Universal Credit
✔️ Pension Credit
✔️ Child Tax Credit
✔️ Working Tax Credit
✔️ Certain Disability Benefits
📌 Recipients did not need to apply—payments were made directly into bank accounts.
If you were receiving one of these benefits but did not get your payment, you may need to contact DWP to check your status.
Extra Cost of Living Payment Dates – When Was It Paid?
The latest round of cost-of-living payments was made between 6 February and 22 February 2025.
Breakdown of Previous Payments
| Payment Type | Amount | Payment Period |
|---|---|---|
| First Payment | £301 | April – May 2023 |
| Second Payment | £300 | October – November 2023 |
| Final Payment | £299 | February 2025 |
📌 This was the third and final payment, benefiting approximately 8 million UK households.
What to Do If You Haven’t Received Your Payment
If you believe you were eligible but haven’t received your cost-of-living payment, follow these steps:
1. Check Your Eligibility
✔️ Ensure that you received a qualifying benefit during the payment eligibility period.
✔️ If you were receiving Universal Credit, Pension Credit, or Tax Credits, you should have automatically received the payment.
2. Review Your Bank Statements
✔️ Check for any deposits from the DWP between 6 February and 22 February 2025.
✔️ Payments are made into the same bank account used for benefit payments.
3. Contact the DWP
✔️ If you haven’t received your payment, you may need to contact the DWP helpline to check your status.
📌 DWP will verify eligibility and issue payments if you qualify.
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| Payment Type | Amount | Who Received It? |
|---|---|---|
| £650 Cost of Living Payment | Two installments | Families on means-tested benefits |
| £150 Disability Cost of Living Payment | One-time payment | Individuals receiving disability benefits |
| £300 Pensioners Cost of Living Payment | Added to Winter Fuel Payment | Eligible pensioners |
📌 All of these payments have now been completed, and there are no additional rounds planned for 2025.
Taxation and Cost of Living Payments
Certain tax benefits were provided alongside the cost-of-living support payments:
✔️ Universal Credit, Jobseeker’s Allowance, and Employment Support Allowance recipients received payments automatically.
✔️ Pensioners receiving Winter Fuel Payments also received an additional £300.
✔️ If you receive both Child Tax Credit (CTC) and Working Tax Credit (WTC), you only received a payment for CTC.
📌 For further details, visit the official UK Government website or contact HMRC.
Frequently Asked Questions
Is the Extra Cost of Living Payment still available in 2025?
No, all payments have been completed, and no further payments are planned for 2025.
Who was eligible for the Extra Cost of Living Payment?
Anyone receiving means-tested benefits such as Universal Credit, Pension Credit, or Tax Credits.
What was the last payment date?
The final cost-of-living payment was made between 6 February and 22 February 2025.
How do I check if I received the payment?
✔️ Log in to your bank account and check for a DWP deposit between 6 February – 22 February 2025.
✔️ If you haven’t received it, contact the DWP helpline.
Can I apply for the cost-of-living payment now?
No, the payments were issued automatically, and there is no application process.
What should I do if I didn’t receive my payment?
✔️ Confirm your eligibility.
✔️ Check your bank account.
✔️ Contact the DWP helpline if your payment is missing.
Will the government introduce new cost-of-living payments?
There are no announcements yet regarding additional payments. However, if a new scheme is introduced, eligible individuals will be notified automatically.
Where can I get more information?
Visit the official UK Government website or contact the DWP helpline for further details.
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