What Is the PM Vishwakarma Scheme?
The PM Vishwakarma Scheme, launched on September 17, 2023, by the Ministry of Micro, Small, and Medium Enterprises (MSME), is a Central Sector Scheme designed to support traditional artisans and craftspeople. It offers a wide range of benefits, from skill training to financial assistance, aimed at enhancing their livelihoods and preserving traditional crafts.
Key Benefits:
- Skill training programs.
- Financial support for purchasing toolkits.
- Subsidized loans for business scaling.
- Market linkage and business growth opportunities.
Benefits of the PM Vishwakarma Scheme
- Government Recognition:
Beneficiaries receive a Vishwakarma Certificate and Vishwakarma ID Card for authentication and recognition. - Skill Training:
- Basic Training: 5-7 days.
- Advanced Training: 15 days for those seeking specialized skills.
- Stipend: ₹500 per day during the training.
- Toolkit Support:
- One-time financial assistance of ₹15,000 to purchase tools and equipment.
- Loan Facilities:
- Initial Loan: ₹1 lakh for 18 months.
- Second Loan: ₹2 lakh for 30 months upon successful repayment of the first loan.
- Interest Subsidy: 8% government subsidy, reducing the borrower’s interest burden to 5%.
- Business Support:
- Access to online platforms and trade fairs for showcasing handicrafts.
- Opportunities to connect with potential clients.
Eligibility Criteria
- Nationality: Only Indian citizens can apply.
- Minimum Age: 18 years or older.
- Eligible Trades: Applicants must be engaged in traditional crafts, including:
- Carpenter, goldsmith, blacksmith, cobbler, tailor, barber, boatmaker, washerman, and more.
- Family Limit: Only one member per family (spouse and unmarried children) can apply.
- Employment Status: Must be self-employed and have inherited traditional skills.
- Exclusions:
- Applicants with pending loans from other government schemes.
- Family members employed in state or central government jobs.
How to Apply for PM Vishwakarma Scheme 2025
Online Application Process:
- Visit the Official Website:
Go to pmvishwakarma.gov.in. - Login via CSC:
- Click on the “CSC Login” link.
- Provide your Aadhaar number, mobile number, and OTP for verification.
- Fill Out the Application Form:
- Enter personal details, family information, and trade specifics.
- Upload required documents (Aadhaar card, trade verification, etc.).
- Submit the Form:
- Double-check all details and submit the application.
- Save the acknowledgment receipt for future reference.
- Training Schedule:
After approval, applicants will receive details about training schedules and centers.
Documents Required
- Aadhaar Card
- Proof of trade (certificate or local verification)
- Bank account details (linked to Aadhaar for DBT)
- Passport-sized photograph
- Proof of family relationship (if applicable)
Frequently Asked Questions
1. What is the purpose of the PM Vishwakarma Scheme?
The scheme supports artisans and craftspeople by providing skill training, modern tools, digital transactions, and collateral-free loans to enhance their livelihoods.
2. What benefits does the scheme offer?
It includes financial assistance, a ₹15,000 toolkit grant, ₹500/day training stipend, and an 8% interest subsidy on loans.
3. Who is eligible to apply?
Indian artisans aged 18+ engaged in traditional trades, without government jobs or pending loans, are eligible.
4. What is the loan subsidy under the scheme?
The government provides an 8% subsidy on loan interest, leaving only 5% to be paid by the beneficiary.
5. How can I apply for the scheme?
Applications can be submitted online through the official website using CSC login credentials.
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